((free)) - Pfms Samman Pranali

Samman Pranali (Samman System) is a specialized online payment and management platform integrated with the Public Financial Management System (PFMS)

Direct Benefit Transfer (DBT): It acts as a channel for subsidies (like PM-Kisan or LPG) to reach beneficiaries' bank accounts directly, using either Aadhaar-based or non-Aadhaar-based methods. Comprehensive Modules: The platform includes modules for: Payment and Exchequer Control. Accounting of Tax and Non-Tax Receipts. Human Resource Management System (HRMIS). Self-contained pension and GPF modules. How to Check Your Payment Status pfms samman pranali

2. Key Features of Samman Pranali

| Feature | Description | |---------|-------------| | Aadhaar-Based Authentication | Uses Aadhaar number as the primary identifier to eliminate duplicate/fake beneficiaries. | | Bank Account Seeding | Links beneficiary Aadhaar with their bank account for direct transfer. | | NPCI Mapper | Integrates with NPCI to validate Aadhaar–bank account linkage. | | Real-Time Validation | Checks beneficiary eligibility at the time of payment initiation. | | Duplicate Detection | Prevents same beneficiary from availing benefits under multiple schemes or multiple times. | | API-Based Integration | Allows states and central schemes to connect via web services for real-time verification. | | Mobile & Web Interface | Accessible through PFMS portal and mobile apps for field functionaries. | Samman Pranali (Samman System) is a specialized online

Challenges and risks

• Data quality: inaccurate beneficiary data or missing bank details causing payment failures.
• Aadhaar dependency: legal/privacy implications and exclusion risks for those without Aadhaar.
• Technical integration: varying capacities of implementing agencies and banks for APIs and timely returns.
• Operational capacity: need for training at state/district/agency levels to use PFMS workflows properly.
• Exception management: timely handling of returned payments to avoid beneficiary hardship.

Eligibility Criteria for Schemes Under Samman Pranali

While the delivery system (PFMS) is universal, the eligibility depends on the specific scheme: Data quality: inaccurate beneficiary data or missing bank